A hands-on AI workshop for financial-services leaders

Build a bank with AI.
In one day.

Join 15 senior lending and financial-services leaders to build Birchwood, a fictional bank. Work alongside AI coaches, build a working prototype, and develop the judgment to put AI to work in your business.

October 16, 2026 · Calgary · CAD $1,995 + applicable tax

No coding experience required.

No payment required to apply. Payment follows acceptance.

Not sure it’s right for you? Get in touch with us for a 15-minute conversation.

Birchwood
Build day pass
Founder · 1 day
CohortBW-2026-10
Seat1 of 15
DepartmentYour choice
ClearanceFull build
ISSUED BY THE VARIABLE Active
“How simple the tools are to use. I left knowing it’s far less daunting than I expected.”

Jenn Ruso · Head of Residential Lending, Manulife Bank
Participant feedback from the previous AI Lending Lab

A room of senior lending executives mid-build at the AI Lending Lab in Toronto
The last cohort, mid-build · Toronto

The role

Get hands-on with the work you lead.

You set the direction, explain the workflow, and judge the output. An AI coach helps you turn that thinking into a working prototype. No coding background is needed.

Work in a small department team, test your assumptions, and connect your build to the rest of the fictional bank. You’ll see where AI helps, where it falls short, and what still needs human judgment.

One question guides the day: if you were building your business today, what would you do differently with AI?

A coach standing at the table, working through a build with executives
A coach at every table
Hands on a keyboard, coffee beside the laptop — building, not watching
Your hands on the build

What you’ll build · Choose a department

Five departments. One connected bank prototype.

Choose the function closest to your work. Each team builds a prototype using synthetic borrower data, then brings it together with the other departments for a live demonstration.

Department

Head of Credit

Build a prototype that reviews a synthetic borrower file and drafts a credit recommendation. Inspect its reasoning and challenge its assumptions.

Credit recommendation
Department

Head of Risk

Explore a sample loan book and build a prototype that flags potential risks for a person to review.

Risk flag raised
Department

Head of Underwriting

Turn a sample application packet into a structured summary and underwriting recommendation. Check what it captures and what it misses.

Structured recommendation
Department

Head of Sales

Build a prototype that qualifies sample borrower inquiries and routes them to the right person.

Lead scored & routed
Department

Head of Marketing

Create a prototype that drafts campaigns for different borrower segments, ready for human review.

Campaign draft
By 5 p.m.

Bring the departments together

One synthetic borrower walks through all five departments — sourced, qualified, underwritten, decisioned, and watched — live, on stage.

Birchwood is open
What you’ll leave with

Something built.
A better-informed next step.

01

A working AI prototype

Build a lending workflow with your team, test it with sample data, and understand how the pieces fit together.

02

Better judgment about AI

Practice directing AI, checking its output, and recognizing where human review matters.

03

A next step for your business

Identify one workflow or assumption to revisit with your team, grounded in what you’ve tried yourself.

The builds are workshop prototypes, not production-ready lending systems.

A day on the job

A day of building, testing, and sharing.

8:00
You're hired
Meet the room, explore the fictional bank, and choose the workflow your team will build.
9:30
Blank-sheet design
Map your department’s workflow and decide where AI could help.
10:15
Build, sprint one
Build the first version with your team and AI coach.
12:45
Build, sprint two
Test your output, improve the prototype, and connect it to the other departments.
4:00
Birchwood opens
Follow one synthetic borrower through the connected prototypes in a live demonstration.
4:45
The Monday question
Identify one workflow or assumption to revisit with your team. Then connect with your peers.
An executive presenting a live dashboard she built, to the room
4:00 — presenting what you built, live
The room mid-conversation between build sprints
Between sprints
From the last cohort

From the people who were in the room.

Senior Canadian lending leaders share what they took from a previous AI Lending Lab.

An executive celebrating a working build
An executive mid-conversation at the build table
A table of four sharing a laugh mid-build
“
Being hands-on with Claude and actively experimenting with the tool.
Richard Thomas · Chief Operations Officer, HomeEquity Bank
“
Knowing others were in the same boat, with similar challenges, and how easy it was to create solutions.
Russ Mendonca · VP Credit Operations, Bridgewater Bank
“
The hands-on experience, working alongside an AI power user, made me realize this is real, and something we need to move on. Now!
David Moore · Chief Retail Banking Officer, FirstOntario Credit Union
Who it’s for

A small room of leaders facing similar questions.

Built for senior leaders in lending, credit, risk, operations, digital, and innovation who want firsthand experience with AI. Bring your knowledge of the business and a willingness to experiment. We review applications to shape a relevant peer group.

FormatOne day
LocationCalgary
Start dateFri Oct 16, 2026
Seats15 · by application
InvestmentCAD $1,995
+ applicable tax
Two executives working through a build together
Peers, not an audience
Your facilitators

Meet Chris and Reuven.

Business-building experience, lending expertise, and a practical approach to learning AI.

FundMore.ai

Chris Grimes

CEO and co-founder of FundMore.ai, building AI-powered underwriting technology. Chris brings experience across mortgage origination, brokerage, and lending technology to the workshop.

The Variable

Reuven Gorsht

Co-founder and CEO of Deeded. Reuven previously co-founded MoveSnap and held senior roles at SAP. His work focuses on helping leaders apply AI, evaluate its output, and put it to use with their teams.

Birchwood is an AI build experience by The Variable, an operator-led AI advisory firm.

Before you apply

A few practical questions.

Do I need to know how to code?

No. You’ll direct AI, evaluate its output, and work with a coach. Your knowledge of the business is what you bring to the table.

What happens after I apply?

We review your application and follow up about fit and availability. No payment is due with your application. If accepted, you’ll receive payment or company-invoice instructions. Applying does not reserve a confirmed seat.

What does the day cost?

CAD $1,995 plus applicable tax. The day centres on coached building, a live demonstration, and peer discussion. Final booking details and terms will be shared before payment.

Where and when is it?

Friday, October 16, 2026 in Calgary. The agenda starts at 8 a.m. and the closing discussion begins at 4:45 p.m. Venue details will be shared before payment.

What should I bring?

Bring a laptop and your knowledge of a lending workflow. The workshop uses synthetic borrower data; you do not need to bring customer files.

Can I discuss fit, invoicing, or cancellation first?

Yes. Book a 15-minute fit call to talk through your questions. Payment and cancellation terms will be provided before you commit.

Applications open · 15 seats · Calgary · Oct 16, 2026

Start with one day.
Bring the learning back.

Apply for one of 15 seats, or book a short call to discuss whether the day is a fit. No payment is required to apply. If accepted, you can pay by card or request a company invoice.

Fri Oct 16, 2026 Calgary 15 seats CAD $1,995 + applicable tax

Birchwood Build Day · October 16, 2026 · Calgary

No payment required to apply. CAD $1,995 + applicable tax, payable after acceptance.

We’ll use these details to review your application and contact you about the workshop. Applications are processed through Netlify Forms. Please don’t include borrower or confidential business information. A seat is confirmed after acceptance and payment.